[Doctorie]

Loss of a vehicle should be a penalty for player. You lose it you replace it. If cost is paid from a pool of points then some players wont care if it costs everyone else.

Planetside you have to have a certain rank/certified to use some vehicles. Loss of vehicles costs the producing base resource points. Points gone at base then no one gets a vehicle.

Some players dont care.They spawn an expensive vehicle,use it to get somewhere and jump out and leave it. Or do something dumb like suicide or just are not any good with it and die time after time.
They dont have any consequenses to thier actions. So everyone pays for thier mistakes.It does not take many of these types of players in one place to negate any strategy.

If this noob/idiot had to pay everytime for this type of play he would soon change his ways or go broke.

So Im for the you crash it you pay for it type of play. You lose it you replace it. You pay for it, I dont care what you do with it.